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 Block Discounting
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Block Discounting

Block discounting facilities are a convenient method of financing a traders hire purchase, credit sale or rental agreements. The finance company will acquire the traders rights under the agreements at a discounted valuation and the gross value will be repayable by equal monthly installments. The valuation of discounted agreements will be subject to negotiation.

Businesses that rent out equipment and provide corporate and consumer loan facilities often need additional capital in order to grow and develop. However, they do not want to sacrifice their working capital or credit lines. If you find your business in this position, then we can help. In conjunction with our finance partners, we are able to lend you finance based on the rental or loan agreements you have with your customers. We can arrange for you to have a new credit line from which you can draw money down as you need it. You gain access to funds now, enabling you to budget with confidence and project your cash flow more accurately.

Ideal for TV and hi-fi rental outlets, or similar types of operations. Finance company takes a charge against the rental agreements and forwards an agreed amount back to the retailer, eg. 70% of total advances.

Finnesse Commercial Finance is a licensed credit broker authorised and regulated by the Financial Conduct Authority under Consumer Credit License, No. 568281 and is authorised by the Information Commissioner's Office to process personal data under the Data Protection Act 1998, Registration Number PZ896110X. All content ©2004 Finnesse Commercial Finance.

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